Are you experiencing medical hair loss and considering a wig? You might be surprised to learn that you have access to wigs covered by insurance. Depending on your health insurance provider, you may have access to full or partial wig insurance coverage.
In this article, we’ll discuss how to use your medical hair insurance policy to reimburse your wig purchase if you are undergoing hair treatment or have thinning hair or a receding hairline.
Milano Collection has a wide selection of human hair wigs for cancer patients as well as medical wigs for alopecia. We offer human hair wigs and toppers in a variety of hair types, styles, colors and lengths. We can even personalize your wigs to your needs! Our highly experienced staff can help you in choosing the best wigs for cancer patients and those experiencing thinning hair or hair loss. Medical wigs for hair loss can be affordable, too, as many insurance companies will cover between 80 to 100% of medical wigs, or cranial prosthesis.
So, if you are experiencing medical hair loss, follow these steps to see how you may be eligible to be reimbursed by your insurance company on your next purchase of human hair medical wigs. We’ll also provide quick tips on how to choose the right medical wig for your needs!
Wigs may be covered by insurance if the hair loss is due to a medical condition. This is referred to as “cranial prosthesis.”
Here's a list of common scenarios where insurance might help with the cost of a wig:
What insurance companies cover cranial prosthesis? Here’s a quick list of popular providers, but you’ll need to confirm with your insurance company separately:
Determine what types of benefits you have within your network for a “Cranial Hair Prosthesis.” Terminology is very important during this inquiry — do not call the unit a wig. You may also refer to it as a “hair replacement unit” depending on your insurance.
Follow these steps to see how you may be eligible to be reimbursed for medical insurance wigs:
Visit your doctor to receive a diagnosis for the medical condition causing your medical hair loss. Make sure your doctor writes you a prescription for a cranial prosthesis. When the wig is purchased, it is important for the invoice to list the wig as a cranial prosthesis with the proper medical code. The invoice should be submitted to the insurance company for reimbursement.
Many medical insurance plans will cover partially or in full for your next human hair wig, even if it is not listed on your benefits policy. It is important to call your insurance provider for pre-approval before purchasing your next wig online so you will be clear on your coverage. Make sure you call a wig by the official medical term, which is cranial prosthesis. The term “wig” is viewed as cosmetic, so it is very important to use the medical term when inquiring about coverage. It is important to understand the percentage they cover and your out-of-pocket requirements before purchasing.
Documents You Need:
Keep copies of your sales or invoices for your cranial prosthesis. Portions of unpaid items by insurance are tax deductible.
It is important to work with a reputable wig company that is experienced in wigs for medical reasons. Milano is listed as a top-rated player in the medical wig market and is at the forefront of providing expert advice and innovative hair solutions for women experiencing all different forms of medical hair loss. Milano’s innovative wig cap designs and secure method offer easy and affordable solutions, as well as real hair wigs for cancer patients that offer unmatched quality.
You can file an appeal with your insurance company and/or apply for a grant or voucher.
You can apply for a Grant up to $75 to cover your Cranial Hair Prosthesis (must apply before purchasing a wig). You must meet certain financial guidelines and apply for this voucher before you purchase a hair system.
This foundation offers the Ascot fund, which is a special pre-purchase program that provides financial assistance for individuals who have alopecia areata.
If you ask your policy provider and find out that wigs for medical hair loss are not covered, you have other options. There are several alternatives available to help you manage the cost and get the wig you need.
Managing chemo-related hair loss is already challenging, and financial concerns should not add to your stress. Wigs for hair loss often qualify as a medical tax deduction, so saving all related receipts is vital. Medical expenses must surpass 7.5% of your adjusted gross income to qualify, but tracking these expenses can help lessen your financial load.
For those experiencing medical hair loss or cancer, wigs are often donated by local community groups and hospitals. These medical hair loss wigs are often free of charge or heavily discounted. Local community groups and hospitals provide invaluable support to those experiencing medical hair loss. These programs often include wig fitting and styling, emotional counseling, and workshops designed to help you adjust to your new look, providing both practical aid and emotional solace.
If you’re looking for where to purchase wigs for cancer patients, medical wig providers like Milano offer resources for finding wigs at reduced prices. With discounts and free shipping, take advantage of promotions and coupons that can significantly cut your overall costs.
Non-profit organizations like charities and cancer support groups are committed to supporting individuals with hair loss due to medical conditions. They often work with wig manufacturers to offer free or discounted wigs, aiming to alleviate the emotional toll of hair loss and help restore confidence.
If you’re experiencing medical hair loss or you’re a cancer patient, wigs can help offer confidence and comfort during a difficult time. Here’s how to choose the right wig for you:
Before choosing a wig, you’ll need to understand the different types:
Read our blog for an in-depth look at synthetic wigs vs human hair wigs.
Measure your head to ensure a snug fit. Wigs typically come in small, medium, and large sizes. Check out our easy-to-use wig size chart to find the right fit.
Choose a color that matches your natural hair or try something new! Whether you go for a natural-girl look or a bold and colorful wig, the choice is yours. Check out our guide on choosing the right wig length and texture.
Choosing the right wig can provide a sense of normalcy and boost your self-esteem while undergoing cancer treatment or treatment for another medical condition. Remember, the best wig is the one that makes you feel like yourself.
Learn more about Milano’s array of premium human hair wigs and book a free virtual consultation with one of our Wig Specialists now!
Wear Now, Pay Later! Learn about our special Wig Financing.
To contact Milano please email sales@mcwigs.com or call (562) 426-2971 to speak to a dedicated sales representative that can assist you in all the options Milano has to offer.
